Mortgage: My girlfriend and I moved to Alaska two years ago for an "adventure," got shockingly well-paying jobs, and decided that buying a house made more sense than paying the $1900/month rent we were currently paying. FAST FORWARD TWO YEARS -- we hate Alaska and the bears and the isolation and the rain and scrape together enough money to move down to Portland, OR in May. We're using the house as a rental property until we can afford to make some upgrades to the kitchen and sell it.
Student loans- I haven't even finished my undergraduate degree yet. This is what happens when you live and travel with student loan money, take classes unrelated to your major because they sound interesting, and transfer to three different schools. I've been working on this fucking degree since 2006. I still have another year and graduate school.
Personal loan- My "personal banker" convinced me to get this sucker to consolidate credit cards. It worked, but then I maxed out a credit card. Again.
Credit card- See "Personal Loan". This is basically the result of living in Alaska. We had to travel to sunnier climates regularly to avoid becoming depressed hermits, which happened anyway.