I’ve come home to the yellow eviction notice on the door, and lived out of a van for awhile, and I never once looked “homeless.”

Aug 20, 2014 at 12:00pm | 430 comments

student loans
Unless you needed some highly specialized major, you probably could have gotten your degree at a more affordable university closer to home. You might have even been able to live with your parents, like I did.
There simply is not enough work in this industry, especially as a BBW, to make this a career. It doesn't pay your bills. It just won't.

Jun 13, 2014 at 12:30pm | 124 comments

I am intimately familiar with you and your bank accounts in ways that The Government would be proud of.

Jun 5, 2014 at 3:00pm | 53 comments

Discarding clothes has revealed some pretty brutal realities, including the fact that I have wasted a lot, and I mean A LOT, of money on clothes.
I’d be FINE with never having plumbing, but it’s not like I haven’t fantasized about having my very own bathroom.

May 19, 2014 at 5:00pm | 99 comments

family drama
My bank account is a constant reminder that I only have one parent and that the other one is never coming back.
Wait though, if I drop cable, am I going to turn into one of those rabid anti-spoiler people who complain on Twitter all the time?
I am taking a long, uncomfortable look at my financial relationship mistakes, so you know exactly what NOT to do.
body issues
Before you mark a move-in date on your calendar or put 3 Big Dudes and a Truck on reserve, consider 3 ways to protect what’s yours whether love is up or down.
In hindsight, I now realize that my need to proactively save and invest was rooted in a childhood scarcity belief about money, but my financial forecast almost always predicted that there would be rain.
My friend Amy mentioned that I might try a method advocated by a flamboyant Russian hairdresser we both worked for over a decade ago: no sex before you’ve gone on 10 dates or he has spent $1,000 on you.
It really kills me to hear my 20-something friends talk about how “boring” it is to save money or discuss money.

Jan 30, 2014 at 4:00pm | 235 comments

I used to buy books instead of food because the books kept me alive.
People keep sending me this debt relief Facebook ad that's illegally using my picture, but joke's on them because I've changed my ways!
After nearly seven years of living strictly within this budget, the Sappers have accumulated $50,000 in emergency savings, maxed out their IRAs each year, paid off their house and hit other key financial milestones.
New research looks at the connections between obesity and economics, and big surprise, it turns out things are more complicated than just "personal responsibility" and "eating too much."
The start of a new year is a good time to look at spending habits. Things like cable, eating out, and shopping could be preventing you from saving.
If you've ever lost someone who was holding up a significant portion of your world, you'd understand why my bank statement now reads: Bloomingdales, psychic medium, Forever21, Spirit Circle.
sex work
I did a lot of shopping, bought a lot of drugs. I made more money than I’d ever made -- or even seen -- in my entire life, and all of it cash.