homelessness
I had no concrete plans when I left my lease renewal unsigned. All I had was a personal belief that I wouldn’t end up living on the train.
Nikki Yeager in

Mar 4, 2013 at 3:30pm | 68 comments

finances
I don’t need some jerk reminding me that my borked student loan situation is probably keeping me from finding love.
debt
All told, my first experience with credit was embarrassing, demoralizing, stressful, and it banged up my virgin credit something fierce. But none of it stopped me from getting another card or another and another.
Rebecca in

Dec 11, 2012 at 3:00pm | 227 comments

materialism
As long as the total is 100, it’s okay to lose one thing and gain another. If someone gives me a gift that I mean to keep, it must replace an existing item.
debt
A combination of factors are coming together like a perfect storm to trap people pursuing higher education in a maelstrom of debt that will be difficult to escape, and it could cast a pall over our future as well as our present.
debt
Whether it be too many nights out drinking eating up your hard earned cash, an academic diploma you can't pawn or a serious medical condition your evil insurance company wouldn't cover, we want know what you owe. Send a photo of your totals and tallies to olivia@xojane.com.
Helena in

Aug 22, 2012 at 2:00pm | 390 comments

being an adult
Every week we justify this splurge simply because it makes us happy, and helps us feel like adults who have their shit together, even if we are worried about our careers and student loans every other day of the week.
debt
I truly believed this insurmountable amount of cash I owed to both the government and Sallie Mae was my albatross.