student loans
This is why student loan reform is so important. For many of us, our only shot at any real help is in reforming student loan law, regulation and policy.
student loans
Getting through college debt-free is only possible if you have access to a pretty big helping of privilege.
money
debt
As an educated, professional woman, how could I be bankrupt and broke without somehow also being a complete idiot?
ihtm
The funeral home refused to offer payments, claiming that the amount is usually paid up front and they had delayed payment long enough. They put the account in collections.
in

Mar 19, 2014 at 11:00am | 154 comments

strippers
I was working part time behind the Reference desk at a public library and on the weekends I would often just go straight to the strip club after my library shifts.
lunch
Students face so many opportunities for division and prejudice in school -- race, sexual orientation, financial status, size -- are we now prepared to add one more discriminatory checkmark to the list? Who gets to eat lunch and who doesn't?
in

Jan 31, 2014 at 2:00pm | 300 comments

finances
People keep sending me this debt relief Facebook ad that's illegally using my picture, but joke's on them because I've changed my ways!
debt
I had change the way I think about my salary and savings. Though I earn several thousand dollars each month, I now know that I don’t get to automatically spend it all, like I would have when I was in my teens or early 20s and had no debt or living expenses.
abusive relationships
debt
You may not have heard of zombie debt, but odds are, it’s coming for you.
financial hardship
I declared bankruptcy last year. At one point, I was 36, with $100 in the bank and living with my parents.
money
Start by saying, “This is really awkward and difficult for me to talk about.”
homelessness
I had no concrete plans when I left my lease renewal unsigned. All I had was a personal belief that I wouldn’t end up living on the train.
in

Mar 4, 2013 at 3:30pm | 68 comments

finances
I don’t need some jerk reminding me that my borked student loan situation is probably keeping me from finding love.
debt
All told, my first experience with credit was embarrassing, demoralizing, stressful, and it banged up my virgin credit something fierce. But none of it stopped me from getting another card or another and another.
in

Dec 11, 2012 at 3:00pm | 227 comments

materialism
As long as the total is 100, it’s okay to lose one thing and gain another. If someone gives me a gift that I mean to keep, it must replace an existing item.
debt
A combination of factors are coming together like a perfect storm to trap people pursuing higher education in a maelstrom of debt that will be difficult to escape, and it could cast a pall over our future as well as our present.
debt
Whether it be too many nights out drinking eating up your hard earned cash, an academic diploma you can't pawn or a serious medical condition your evil insurance company wouldn't cover, we want know what you owe. Send a photo of your totals and tallies to olivia@xojane.com.
in

Aug 22, 2012 at 2:00pm | 390 comments

being an adult
Every week we justify this splurge simply because it makes us happy, and helps us feel like adults who have their shit together, even if we are worried about our careers and student loans every other day of the week.
debt
I truly believed this insurmountable amount of cash I owed to both the government and Sallie Mae was my albatross.