I had change the way I think about my salary and savings. Though I earn several thousand dollars each month, I now know that I don’t get to automatically spend it all, like I would have when I was in my teens or early 20s and had no debt or living expenses.
All told, my first experience with credit was embarrassing, demoralizing, stressful, and it banged up my virgin credit something fierce. But none of it stopped me from getting another card or another and another.
A combination of factors are coming together like a perfect storm to trap people pursuing higher education in a maelstrom of debt that will be difficult to escape, and it could cast a pall over our future as well as our present.
Whether it be too many nights out drinking eating up your hard earned cash, an academic diploma you can't pawn or a serious medical condition your evil insurance company wouldn't cover, we want know what you owe. Send a photo of your totals and tallies to email@example.com.
Every week we justify this splurge simply because it makes us happy, and helps us feel like adults who have their shit together, even if we are worried about our careers and student loans every other day of the week.