shopping
It’s important to acknowledge that the idea of “need” is relative: In homes built in the 1950s, bedroom closets were much smaller than they are today. There weren’t emails delivered weekly to your inbox touting sales at your favorite stores.
learnvest
After nearly seven years of living strictly within this budget, the Sappers have accumulated $50,000 in emergency savings, maxed out their IRAs each year, paid off their house and hit other key financial milestones.
debt
I had change the way I think about my salary and savings. Though I earn several thousand dollars each month, I now know that I don’t get to automatically spend it all, like I would have when I was in my teens or early 20s and had no debt or living expenses.
career
I’m 37 years old and married without kids—and I haven’t worked in four years. That feels like a confession. I didn’t expect to be living like this in my 30s, but not working has worked out for me.
learnvest
The start of a new year is a good time to look at spending habits. Things like cable, eating out, and shopping could be preventing you from saving.
learnvest
It’s a solid middle class salary, untaxed, and it’s contingent on nothing. I don’t have to work for it, nor can anyone take it away from me if I behave badly. I did nothing to earn it.
learnvest
From sharing the utility bills here and there to paying rent every month, when your adult child moves home, should you ask him or her to contribute financially? It’s a thorny question many parents are grappling with these days.
learnvest
To see how unconventional households make ends meet, we asked four families with nontraditional living arrangements to share how they manage the money side of things.
learnvest
Not only am I a grown woman who still refers to her mother as Mommy, but I’m also a grown woman who goes to great lengths to conceal from her parents just how much of a financial mess she is.
grown up jobs
A few prickly interview questions tend to come up a lot in interviews. Here are four you should know how to deflect when an interviewer starts getting nosey.
financial planning
“I hear it from people all the time,” Brewer says of her financial planning clients. “They spoil themselves as adults because they’re making up for all the ways they felt deprived as kids.”
welfare
I had no job. I had no savings. I had no health insurance. I had a 1-year-old son, and I was pregnant.
money
I love my parents dearly and will always be grateful for the love they’ve shown me. That’s why lying to them about how much money I make—and resisting the urge to bail them out of the financial messes they continually find themselves in—is one of the hardest things I’ve ever had to do.
learnvest
Traveling abroad with just our combined savings to depend on, there was no way my new husband and I could ignore our money differences.
learnvest
A recent AARP survey in New York City found that nearly half of people over 50 were concerned about age discrimination at work.
in

Nov 5, 2013 at 11:30am | 98 comments

charity
I don’t think my 10% is terribly groundbreaking, but I do think the “I’ll wait ’til I have more money” excuse doesn’t hold water. Most people should be able to manage it. I’ll show you how I did it, at least.
health insurance
My hospital record is thick. I actually had a nurse comment once, “Oh, you’ve been here before.” Yes, ma’am. A few times too many.
learnvest
money
I felt like I “deserved” a vacation: The thought of hanging back in the city, alone, while my friends frolicked on the beach had triggered my FOMO, or Fear of Missing Out, thus overpowering the logic that I should simply have said, “No, thanks.”
learnvest
In hindsight, I now realize that my need to proactively save and invest was rooted in a childhood scarcity belief about money, but my financial forecast almost always predicted that there would be rain.
learnvest
Maybe the real thing is too expensive right now, go to these places instead!
in

Oct 25, 2013 at 11:30am | 88 comments

learnvest
My mom insisted I wash my daughter’s clothes in expensive Dreft baby detergent. Weeks later, out of Dreft, desperate and surrounded by piles of stinky kid clothes, I decided to use whatever I had in the house.